Homeowners insurance is a must-have for anyone who owns a home. It can help you pay for damages for everything ranging from fire to theft. However, it is equally vital for you to understand what is in your policy and what is and isn’t covered. Homeowners insurance policies can vary from provider to provider, but there are certain things almost all policies will cover and things they won’t.

What’s Covered

Your homeowners insurance should cover a wide range of damages that could happen to your home, property, and belongings. Most basic homeowners insurances policies have six types of coverage:

  • Dwelling: Your home and any attached structure, like a garage or deck.
  • Other structures: Buildings on your property like detached garages,…

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